Privacy Policy

1. Overview

PayAwayDebt ("we," "us," or "our") operates the website payawaydebt.com. This Privacy Policy explains what information we collect, how we use it, and what rights you have regarding your data. We take your privacy seriously and are committed to being transparent about our practices.

2. Information We Collect

Data You Enter in the Calculator

All debt information you enter into our calculator (balances, interest rates, payment amounts) is stored exclusively in your own browser's local storage. This data never leaves your device and is never transmitted to our servers or any third party. You can clear this data at any time using the Reset button in the calculator or by clearing your browser's local storage.

Contact Form Data

If you submit our contact form, we collect your name, email address, subject, and message. We use this information only to respond to your inquiry and do not add you to any mailing list.

Automatically Collected Data

Like most websites, we may collect basic analytics data such as page views, referring URLs, and browser type through third-party analytics services. This data is aggregated and anonymized and cannot be used to identify you personally.

3. Advertising

We use Google AdSense to display advertisements on our site. Google may use cookies to serve ads based on your prior visits to our website or other sites. You can opt out of personalized advertising by visiting Google Ads Settings. We do not have access to or control the cookies used by Google AdSense.

4. Cookies

Our website itself does not set any first-party cookies. Third-party services such as Google AdSense and analytics providers may set their own cookies as described in their respective privacy policies.

5. Third-Party Links

Our articles may contain links to external websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.

6. Children's Privacy

Our website is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

7. Changes to This Policy

We may update this Privacy Policy from time to time. We will post any changes on this page with an updated revision date. Your continued use of the site after any changes constitutes your acceptance of the new policy.

8. Contact Us

If you have questions about this Privacy Policy, please use our contact form.