Terms of Service

1. Acceptance of Terms

By accessing and using payawaydebt.com ("the Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site. We reserve the right to update these terms at any time, and your continued use of the Site constitutes acceptance of any changes.

2. Educational Purpose Only

The tools, calculators, and content on PayAwayDebt are provided for educational and informational purposes only. Nothing on this site constitutes financial, legal, tax, or investment advice. The calculator results are estimates based on simplified mathematical models and may not reflect your actual debt payoff timeline due to:

• Variation in payment processing dates
• Changes to interest rates over time
• Lender-specific fees, penalties, or policies
• Changes in your financial situation

Always consult a qualified financial advisor, credit counselor, or attorney before making significant financial decisions.

3. No Warranties

The Site is provided "as is" without warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

4. Limitation of Liability

To the maximum extent permitted by applicable law, PayAwayDebt and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of, or inability to use, the Site or its content — even if we have been advised of the possibility of such damages.

5. Intellectual Property

All content on this Site, including text, graphics, logos, and software, is the property of PayAwayDebt or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our prior written permission.

6. Third-Party Links and Advertising

The Site may contain links to third-party websites and display advertisements from third-party networks including Google AdSense. We are not responsible for the content, accuracy, or practices of any third-party sites. The presence of an advertisement does not constitute an endorsement of any product or service.

7. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in the United States.

8. Contact

If you have questions about these Terms of Service, please use our contact form.